Can Canadian Healthcare Cover Psychology Therapy?
Question by Mirus L: Can canadian healthcare cover psychology therapy?
i would like to know whether canadian healthcare, ( or more precisely quebec’s healthcare) can cover medical expenses like therapy sessions with a shrink or what not.
Best answer:
Answer by curious cook
Short answer is yes – if provided by qualified practioners. Details are here:
Comprehensiveness
Hospital Insurance Plan
Insured in-patient services include accommodation and meals at the standard ward level; necessary nursing services; laboratory, radiological and other diagnostic procedures, together with the necessary interpretations; drugs, biologicals and related preparations prescribed by a physician and administered in hospital; routine surgical supplies; use of operating room, case-room and anaesthetic facilities; use of radiotherapy and physiotherapy services, where available; psychiatric and psychological services provided under an approved program; services rendered by persons who are paid by the hospital; and services rendered by an approved detoxification centre.
Out-patient services include laboratory tests, x-rays including interpretations, when requested by a physician and performed in an out-patient facility in an approved hospital; hospital services in connection with most minor medical and surgical procedures; physiotherapy, occupational therapy and speech therapy services in an approved hospital; and psychiatric and psychology services provided under an approved hospital program.
Services considered experimental by the territories or the health community at large are not insured. Services for cosmetic surgery, preferred accommodation at the patient’s request, drugs and biologicals dispensed after discharge from a hospital, telephones, televisions, private nursing services and ambulance charges, with the exception of inter-hospital transfer, are non-insured.
Under the Hospital Insurance Plan, coverage is provided for chronic and extended care. Medical and nursing care are insured services. Room and board is not an insured service. Patients must contribute to room and board based on Territorial Hospital Insurance Services (THIS) regulations.
Medical Care Plan
The Medical Care Plan insures all medically required procedures provided by medical practitioners, including approved diagnostic and therapeutic services; necessary surgical services; complete obstetrical care; eye examinations; and visits to specialists, even when there is no referral by a family physician. Dental services required as a result of injury or disease of the jaw are limited to specific oral surgery procedures provided in an approved health facility.
Not insured are medico-legal services; telephone advice or prescriptions given over the telephone; surgery for cosmetic purposes; medical reports or certificates; examinations on request of third parties; optometry services; acupuncture; group immunizations; in vitro fertilization; reversal of sterilization procedures; mileage charges; services provided by a medical practitioner to family; dressings, drugs, vaccines, biologicals and related preparations; eyeglasses and special appliances; plaster, surgical appliances or special bandages; treatments in the course of chiropractics, podiatry, naturopathy, osteopathy or any other practice ordinarily carried out by persons who are not medical practitioners; physiotherapy and psychology services received from other than an insured out-patient facility; services covered by the Workers’ Compensation Act or by other federal or territorial legislation; and routine annual check-ups where there is no definable diagnosis. Where the patient has attained 65 years of age or is under the age of 10 and there is no definable diagnosis, benefits shall be paid for a routine check-up once every two years.
In addition to the basic insured health services, the Northwest Territories also provides a Medical Travel Program and an Extended Health Benefits Program to assist M¡¡is and non-Native residents with costs associated with investigation, treatment and maintenance, and for rehabilitation of long-term debilitating conditions. The benefits include drugs, medical supplies, appliances and prosthetics, and some travel benefits.
In addition, the M¡¡is Health Benefits Program provides eligible M¡¡is residents 80 percent coverage of full benefits afforded to Registered Indians and Inuit, pursuant to the provisions of the Federal Non-Insured Health Benefits Agreement, as may be amended from time to time.
Universality
Hospital Insurance and Medical Care Plans
The Northwest Territories Plans entitle all residents of the Northwest Territories, excluding members of the Canadian Forces and the Royal Canadian Mounted Police, and inmates of federal penitentiaries, to be registered. Residence requirements are in accordance with the interprovincial Agreement on Eligibility and Portability. There are no special provisions outside this agreement. No premiums are levied.
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